We all have once pondered why we work so hard while having little time to spend that money. Bill Perkins, famed hedge fund manager, unique philosophy is that once you’ve saved enough to fund your retirement the focus should shift to creating memorable life experiences (not material objects). Through his rules he explains the optimal way to live and save,

#1. Maximize positive experiences – don’t wait to retirement to start checking off your “bucket list” items
#9. Take big risks early, not later – the younger you are the more risks and bolder you should be with opportunities that come your way

An overall interesting read that provides an opportunity to reflect on your values and life to make sure they are trending in the right direction.
 
Key takeaway: If you die with out spending all of your money then you have wasted hours in your life. Make sure that you have a clear goal and timeline on when you will stop working. There are no prizes for being the richest person in the cemetery.
 
Quote of the book: “You might think that as people get older, they spend money more freely out of the sheer desire to make the most of it before it’s truly too late. But the opposite tends to happen. In general, spending among American households declines as people age.“ 
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